All you need to know about mutual funds? As a beginner in investment ~ BUSINESS MARKET LIVE

HELLO GUYS, TODAY WE WILL DISCUSS ABOUT MUTUAL FUNDS IN INDIA, MUTUAL FUNDS MEANING AND MUTUAL FUNDS INVESTMENT. SO WITHOUT WASTING OUR PRECIOUS TIME LETS START THE TOPIC------

'MUTUAL FUNDS SAHI HAI ' yeh advertisement toh Apne Dekha hi Hoga BUT ______the question arise in our mind are

What are Mutual Funds ?
Mutual funds Meaning ?
How to invest in mutual funds in india?
IS mutual funds safe ?

In simple words , we can say it is investment fund by which we can invest in shares , debentures , government bonds, gold etc not directly but indirectly .
Mutual funds are the investment funds that pools money from investors and then invest that money in securities.

Mutual funds are beneficial for those investors who have a desire or want to enter share market but doesn't have enough knowledge of share market and enough lump-sum amount .

Let's take a example for better understanding--- if you have only 500 ruppes and you want to buy share of reliance industries , MRF , Hindustan Unilever (Hul) which are much more than 500 , then you can invest in this share with help of mutual funds as this will collect money from desire investors and buy this shares and then grant you proportional units .
Another example -- if you have surplus cash and you want to invest in something that give higher return but doesn't want to invest in FD , PPF , and other saving schemes then share market is best option but you need to research for good share and this requires time and skills as in this case mutual funds can't be avoided as every mutual funds have a manager who by his knowledge pick share and invest pools money in the proportion that he think is profitable .

If you invest in good mutual funds then you will surely get 10-15% returns which you know that this is better then any FD but the only one condition is that as this market is volatile you need to invest for long run such as 10-15 years .

HOW TO INVEST IN MUTUAL FUNDS ?

Firstly you have to set a goal that for what purpose and for how many years you want to invest as this will decide your risk and returns .
If you want to invest for short term then you may invest in debentures type mutual funds as this funds have low risk but you will only get 9-11% return .
But if you want to invest for long term then you may invest in equity type mutual funds as this funds have high risk as compared to debentures type but you will get high return as well .
So select your mutual funds wisely ......

I suggest you to invest your suplus money which you can invest for long period and if you do not want to invest money in lump-sum then you invest in monthly installment (SIP)

SO HERE IS THE END OF OUR TODAY'S DISCUSSION BUT THIS IS NOT THE END OF MUTUAL FUNDS DISCUSSION . IN THE NEXT ARTICLE WE WILL DISCUSS MORE ABOUT MUTUAL FUNDS INVESTMENT , IS MUTUAL FUNDS RISKY AND MUTUAL FUNDS VS INDEX FUNDS.

AND IF YOU HAVE ANY TOPIC REGARDING ARTICLE ,YOU CAN SUGGEST ME IN THE COMMENT SECTION BELOW OR HAVE ANY DOUBT OR QUERIES THEN FEEL FREE TO CONTACT ME .

GOOD BYE FOR NOW , WE WILL MEET IN THE NEXT ARTICLE..........